When a borrower becomes hesitant about locking rates it is usually from the simple fact they believe the rates could go lower and while there is plenty of information out there to determine, with some certainty, the movement...

Credit Repair for Your Mortgage Find Out Your FICO Scores Your mortgage lender will underwrite your loan application using the middle of your three FICO scores. If you expect to purchase a home or refinance your current...

Credit Repair: How to Handle a Collector The Basic Rules Collectors are governed by the Fair Debt Collection Practices Act (FDCPA). Collectors do not always play fair, so it is best if you know the rules. Collectors cannot...

Credit Repair: How to Raise Your Credit Score Credit Repair: How to Raise Your Credit Score The word is out. Unless you are independently wealthy and can pay cash for everything, your credit score will determine the cost of...

Credit Repair: Your Future Starts Now Setting Priorities What do you want from life? You can achieve your goals. Success is within your reach. There are just two requirements. First, you must be clear about your goals....